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Payment API in Uzbekistan: Click, Payme, UzCard, HUMO and SBP

A Payment API for auto‑accepting payments in so‘m in Uzbekistan: Click, Payme, UzCard, HUMO and SBP for rubles. Integration basics, security and 18 Q&A.

Short answer

A Payment API is a programmatic interface for auto‑accepting payments in so‘m via Click, Payme, UzCard and HUMO in Uzbekistan. StarsPaymee Business wires these payment integrations to Stars/Premium/Gifts delivery, and adds SBP for rubles — all under one key.

What is a Payment API?

A payment API lets your app programmatically create a payment, direct the customer to pay and receive the result (callback/webhook) automatically. In Uzbekistan the main methods are Click, Payme, UzCard and HUMO; for rubles — SBP.

Payment methods in Uzbekistan

Click

Widespread; auto‑confirmation via callback (prepare/complete). More.

Payme

A popular payment system; integration via invoice and webhook.

UzCard

National card system; payment in so‘m and OTP.

HUMO

National card system; payment in so‘m, wide coverage.

Payment integration basics
  • Invoice — a payment is created for the order.
  • Callback/webhook — the result arrives automatically.
  • Signature — authenticity verification.
  • Idempotency — against repeated payment/delivery.
  • Settlement in so‘m — no foreign card needed.

Want to connect a payment API? Contact Business.

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Why in one place?

Instead of connecting Click, Payme, UzCard, HUMO and SBP separately, StarsPaymee Business provides them in one integration. This lowers operational costs and simplifies wiring to delivery. See also: SBP vs Click vs UzCard and connecting a payment API to a bot.

Sources

Frequently asked questions

What is a Payment API?
A programmatic interface for auto‑accepting payments in so‘m via Click, Payme, UzCard, HUMO in Uzbekistan.
Which payment methods are there?
Click, Payme, UzCard, HUMO — in so‘m; SBP for rubles.
Does it work in so‘m?
Yes. All local methods in so‘m; no foreign card needed.
Is there callback/webhook?
Yes. The payment result arrives automatically.
Is everything in one integration?
Yes. StarsPaymee Business provides Click, Payme, UzCard, HUMO and SBP under one key.
What about security?
Signature verification, HTTPS, idempotency and amount comparison.
Does the product ship automatically after payment?
Yes. Stars/Premium/Gifts is delivered automatically after confirmation.
Can I also accept rubles?
Yes. Via the SBP integration.
Is there a Sandbox?
Yes. The flow is tested in a test environment.
How much does it cost?
The integration is part of the tariff; the fee depends on the method and volume.
Is there a Payme integration?
Yes. Payme connects via invoice and webhook.
Are UzCard/HUMO direct?
They're usually processed in so‘m via providers like Click/Payme.
Is there a refund?
An undelivered order is refunded per the settlement policy.
What is idempotency?
A mechanism against double delivery on repeated payment/callback.
Does it work in a bot?
Yes. Inside a bot or Mini App via a payment link.
Is documentation provided?
Yes. With endpoints, the callback format and examples.
Is there support?
Yes, @StarsPaymeeSupport.
How do I start?
Submit a request on the StarsPaymee Business page.

Connect the payment API

Through StarsPaymee Business, connect Click, Payme, UzCard, HUMO and SBP under one key.

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